REAL ESTATE FINANCING
Commercial Real Estate
Purchase and refinance solutions for eligible income-producing commercial properties.
See If Your Deal QualifiesProgram Details
- Best For
- Commercial owners seeking long-term financing or a short-term bridge.
- Loan Amounts
- Sized to the property, use of funds and selected program.
- LTV / LTC
- Based on collateral value, property cash flow, project cost and the selected program.
- Typical Terms
- Short-term or long-term structures, depending on the property and exit.
- Property Types
- Eligible investment properties; see the program options below.
- Key Qualifications
- Sponsor experience, credit, available equity, cash flow and a credible repayment plan.
- Important Requirements
- Valuation, property details, entity documents, insurance and program-specific guarantees or reserves. Prepayment costs depend on the selected structure.
LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.
Program Options
Commercial DSCR
Long-term purchase and refinance options for income-producing commercial and multifamily property.
- Loan Amounts
- Up to $20 million; eligible commercial requests generally start at $100,000.
- Typical Terms
- 30-year and shorter structures; selected interest-only options.
- Key Qualifications
- Typically 600+ credit score; property income, value and investor profile reviewed.
Pure Commercial Bridge
Short-term capital for commercial properties and transactions requiring a defined repayment or refinance plan.
- Loan Amounts
- Up to $25 million; minimum determined after review.
- Typical Terms
- Quoted for the project and exit plan.
- Key Qualifications
- Typically 620+ credit score; documented collateral, sponsor and exit.
Commercial Rehab
Finance acquisition, refinance and approved improvements to eligible multifamily or mixed-use properties.
- Loan Amounts
- $150,000–$5 million
- Typical Terms
- 12, 18 or 24 months.
- Key Qualifications
- Typically 620+ credit score; verified assets and project feasibility. New investors may be considered.
Get a current review.
Pricing is based on your property, experience, credit and current market conditions. Apply for a current quote.
Apply NowProgram availability and terms depend on the property, borrower and current underwriting. Maximums are conditional and are not a commitment to lend.