REAL ESTATE FINANCING
Commercial DSCR
Long-term purchase and refinance options for income-producing commercial and multifamily property.
See If Your Deal QualifiesProgram Details
- Best For
- Owners seeking durable financing for a stabilized investment property.
- Loan Amounts
- Up to $20 million; eligible commercial requests generally start at $100,000.
- LTV / LTC
- Up to 75% on selected multifamily/mixed-use properties and 70% on eligible pure commercial; loans above $1 million capped at 70% under this channel.
- Typical Terms
- 30-year and shorter structures; selected interest-only options.
- Property Types
- Apartments, mixed-use, office, retail, warehouse, self-storage and selected automotive properties.
- Key Qualifications
- Typically 600+ credit score; property income, value and investor profile reviewed.
- Important Requirements
- Taxes and insurance escrowed; appraisal and five-year declining prepayment review. Foreign investors and first-time sponsors may have reduced leverage.
LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.
Get a current review.
Pricing is based on your property, experience, credit and current market conditions. Apply for a current quote.
Apply NowProgram availability and terms depend on the property, borrower and current underwriting. Maximums are conditional and are not a commitment to lend.