PRIVATE REAL ESTATE & BUSINESS CAPITAL
Apply for real estate or business financing. Choose your product and submit your opportunity for review.
CHOOSE YOUR FINANCING PATH
Select one category to see the available loan types, typical fit, and application requirements.
Purchase, renovate, build, stabilize, or refinance an investment property.
Fix & Flip · Bridge · Rental / DSCR · Multi-Family / Commercial · ConstructionExplore this financing →02BUSINESS OWNERSAccess working capital tied to revenue, equipment, receivables, or a licensed cannabis operation.
Working Capital · Cannabis Funding · Equipment · Invoice FactoringExplore this financing →03PERSONAL INJURY CLAIMANTSExplore funding against potential settlement proceeds while your claim is pending.
Existing injury claim · Attorney represented · Case reviewExplore this financing →04COMPLEX OPPORTUNITIESSubmit larger, time-sensitive, or nontraditional transactions for review.
Bridge Capital · Asset-Backed · Special SituationsExplore this financing →HOW IT WORKS
Open the application and select the financing product closest to your needs.
Share your contact information, amount needed, and a brief description.
The financing team will review your request and may ask for additional information.
ABOUT LOCKER LENDING
Locker Lending provides direct private loans and also arranges financing through approved lending partners. Scott Locker’s experience as a longtime real estate investor and investment-property specialist brings practical judgment to transactions where timing, clarity, and execution matter.
YOUR APPLICATION
Share the basics. Scott will review your request and help with the next steps.
How we protect your informationBEFORE YOU APPLY
Submitting this initial request does not authorize a credit pull. Any credit authorization needed later will be requested separately.
Yes. The initial form only asks for the basics. Scott will follow up with the documents needed for your request.
Both. Locker Lending provides direct private loans and also arranges financing through lending partners. Scott will explain which route fits your request and who would provide the funding.
For business and real estate financing we arrange, review any Locker Lending broker fee agreement provided before proceeding. Personal injury funding is reviewed under a separate provider agreement and state-specific requirements. Review it before signing. Under the current agreement, no broker fee is due if covered financing never funds; the fee is payable within 72 hours of each covered disbursement. The agreement defines the fee and covered financing. Lender charges and other closing costs are separate.
Scott reviews your request directly. Review and funding timing depend on the transaction, available information, and funding source. Include any urgent closing or funding deadline in your application.
Requirements vary by product, borrower, collateral, and funding source. Scott will explain any guarantee requirement as the proposed terms are reviewed.