Stabilized Bridge

Program Details

Best For

Rental investors purchasing or refinancing without an active renovation plan.

Loan Amounts

From $75,000; up to $1 million for single-family and $2 million for two- to four-unit properties.

LTV / LTC

Up to 70% of qualifying value; purchase-cost and credit limits also apply.

Typical Terms

Typically 12 months; extensions may be considered.

Property Types

Rent-ready one- to four-unit rentals, townhomes and eligible condos.

Key Qualifications

Typically 660+ credit score, qualifying rental cash flow and a clear refinance or sale exit.

Important Requirements

Appraisal, first lien, guarantee and reserves; no active rehab or deferred capital improvements.

LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.