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REAL ESTATE FINANCING

Short-Term Rental

Financing for eligible vacation rentals, with rental income evaluated for seasonality and operating costs.

See If Your Deal Qualifies

Program Details

Best For
Investors purchasing or refinancing legally operated short-term rentals.
Loan Amounts
Sized to the property and qualifying rental income.
LTV / LTC
Lower leverage than comparable long-term rental programs may apply.
Typical Terms
Long-term rental financing options, depending on the selected program.
Property Types
Eligible vacation and short-term rental investment properties.
Key Qualifications
Documented rental income, credit, liquidity and lawful short-term rental use.
Important Requirements
Income adjusted for seasonality and operating costs. Rental records or approved income analysis and program-specific prepayment review.

LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.

Get a current review.

Pricing is based on your property, experience, credit and current market conditions. Apply for a current quote.

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Program availability and terms depend on the property, borrower and current underwriting. Maximums are conditional and are not a commitment to lend.