REAL ESTATE FINANCING
Rental Portfolio
Combine eligible rental properties into one financing structure for purchase, refinance or equity access.
See If Your Deal QualifiesProgram Details
- Best For
- Established landlords refinancing or expanding a rental portfolio.
- Loan Amounts
- Portfolio financing sized around the properties; larger requests reviewed individually.
- LTV / LTC
- Up to 80% for selected qualifying purchase/refinance scenarios; cash-out and larger portfolios have lower limits.
- Typical Terms
- Fixed and adjustable options with 5-, 10- and 30-year structures.
- Property Types
- Eligible residential rentals and selected small multifamily or mixed-use properties.
- Key Qualifications
- Prior rental ownership, documented leases, qualifying cash flow and liquidity.
- Important Requirements
- Portfolio schedule, valuations and entity documents. Prepayment and management requirements vary; vacation rentals use a separate program. This channel is unavailable in Minnesota, North Dakota, South Dakota, Utah and Vermont.
LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.
Get a current review.
Pricing is based on your property, experience, credit and current market conditions. Apply for a current quote.
Apply NowProgram availability and terms depend on the property, borrower and current underwriting. Maximums are conditional and are not a commitment to lend.