REAL ESTATE FINANCING
Alternative Qualification
Alternative review may be available when credit history or rental cash flow falls outside standard program guidelines.
See If Your Deal QualifiesProgram Details
- Best For
- Investors needing a property- and equity-based review beyond the standard DSCR channel.
- Loan Amounts
- Determined after review.
- LTV / LTC
- Equity requirements increase with credit risk; selected programs offer up to 75% loan-to-value.
- Typical Terms
- Selected 30-year options.
- Property Types
- Eligible one- to four-unit, mixed-use and commercial investment properties.
- Key Qualifications
- Credit and property reviewed individually; standard rental cash-flow ratios may not be required in selected channels.
- Important Requirements
- Not an approval guarantee. Valuation, assets, credit history, guarantees and geographic eligibility require confirmation.
LTV is loan-to-value. LTC is loan-to-cost. ARV is after-repair value. Each applicable limit must be met; advertised maximums are not available for every deal.
Get a current review.
Pricing is based on your property, experience, credit and current market conditions. Apply for a current quote.
Apply NowProgram availability and terms depend on the property, borrower and current underwriting. Maximums are conditional and are not a commitment to lend.